Is ‘Short-Term’ Health Insurance a Good Deal?

Consumers struggling to afford health coverage are increasingly being targeted with an attractive pitch from insurance companies and brokers: Low-cost alternatives to Affordable Care Act plans that, they say, provide meaningful protection against large medical expenses.

The main draw of these plans—called “short-term” because they can currently cover only 90 days at a time—is that they come with much lower monthly premiums than many ACA plans.

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